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Chart equity home loan rate. Payment range of $558.61 to $638.41 for 36 months. At the beginning of the fourth year, the interest rate applicable to the remaining balance will be based on an index (the London InterBank Offered Rate as published in The Wall Street Journal, Eastern Edition) plus the margin stated in the Note, and the monthly payment will change annually according to the terms of the Note. The interest rate cannot increase or decrease more than 2.00% annually at the end of the initial fixed-rate period or more than 6.00% over the life of the loan. (Different interest caps may apply depending on the initial fixed term chosen.) If the interest rate were to increase by 2.00% after the initial fixed term, your payment would increase from approximately $638.41 to $846.01 at the beginning of the fourth year and could adjust every year thereafter. If the interest rate were to increase by the maximum of 6.00%, the monthly payment could rise to a maximum of approximately $1144.49. Other rates and terms available. Products not available in all states. 11 For example, a 30-year fixed rate loan of $100,000 with a 6.00% interest rate (6.09% APR) would have the following terms: 360 monthly principal and interest payments of $599.55. The disclosed APR assumes the borrower will pay 1% at the time of origination and non-bank closing costs. Other rates and terms are available. 12 Visa access card available where allowed by applicable state law. Visa Platinum card is a registered service mark of Visa International, Inc. All loans and lines of credit are subject to credit approval, verification, and collater chart equity
 

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Rs with approved lines of $50,000 or more, with a TLTV <80% is Prime - .50% (currently 7.75% APR), lines from $30,000 up to $49,999, Prime + .75% (currently 9.00% APR), and for lines from $10,000 up to $29,999, Prime + 1.75% (currently 10.00% APR). For Premier customers with approved lines of $50,000 or more, with a TLTV <80% is Prime - .52% (currently 7.73% APR), lines from $30,000 up to $49,999, Prime +.73% (currently 8.98% APR), and for lines from $10,000 up to $29,999, Prime + 1.73% (currently 9.98% APR). The Smart Package, EmployeePlus BankingSM and Premier interest rates referenced above require automatic payment deduction from a Smart or Premier checking account. Rates apply to lines secured by your primary residence (excluding co-ops and 3-4 family property). Higher rates apply to lines secured by other types of ownership (i.e.: second homes and investment property), other product types (i.e.: Stated Income) or where borrower has less than 20% equity in the mortgaged prop

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chart equity home loan rate Unt paid by a borrower over the term of the loan. 4 You may convert all or a portion of your outstanding balance on your Prime Equity Line to a fixed Annual Percentage Rate (APR). 5 Consult your tax advisor to determine whether the interest you pay will be tax deductible. 6 Maximum loan amounts vary by state. 7 Purchase money Prime Equity Line of Credit only available as a second lien closed with a purchase money first lien. 8 You may choose to make interest-only payments during the 180 month draw period of your line. After that period ends, a 180 month post-draw repayment period begins and a minimum monthly principal and interest payment is required until the entire Outstanding Balance is paid in full. 9 For example, a $100,000 fixed-rate home equity loan with a term of 360 months, an interest-only period of 3 years (other periods are available), a first-payment due date 30 days after loan closing and an interest rate of 7.84% (7.94% APR) would have a monthly interest-only payments ra

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